Cash Withdrawal: Treat Customers Equally—Customers Tell Commercial Bank


Residents of Alimosho, Oshodi-Isolo and Apapa areas in Lagos State have urged commercial banks to give equal treatment to their customers irrespective of where their bank accounts are domiciled.

The customers who spoke with the News Agency of Nigeria (NAN) said that commercial banks’ insistence on limiting the amount of cash dispensed to customers is not the appropriate.

Patricia Amusu, a trader in Ejigbo Market, expressed disappointment in the way banks pay customers their money.

She said, “I am an account holder with UBA, but I have noticed that banks like this one, have limits that customers can withdraw.

“For me, because I have account with the bank, I’m allowed to take N20,000. Those who don’t have account can only withdraw N5,000.

“I do not know if this is an order from CBN because all the banks in this area do the same.

“The pattern is not good; they should treat every bank customers equally,” she said.

Also speaking, Friday Dauda, a mechanic, said that the cash limit has had negative effect on many customers like him.

“Take for example, someone like me that has just N10,050 in my account is here to withdraw N10,000. But, because this is not my bank, I will not be able to withdraw the money at once.

“I can only take N5,000, plus charges. When I go to withdraw from another bank, I will not have up to N5,000 to withdraw. Therefore, my initial N10,000 that I wanted to withdraw will not be complete.

“This idea that banks have come up with is not the best at all. The CBN should try to stop it,” he said.

On his part, Livinus Aniefuna, a marketer, however, said that it is always easy for him to withdraw money anytime he is at his bank.

“Though, the banks have limits for customers and non-customers, I have never been cut up with that because my friends from the bank always tells me the right time to come for withdrawal.

“I am always the first to withdraw from their ATMs whenever they load. The same way I have friends in the bank, who gives me information and that is the same way others have it.

“I have come to realise that in Nigeria when you know people, you will never suffer, that’s why I try to make friends anywhere I find myself,” he said.



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